Terms and Conditions

Acceptance of Terms

By accessing and using the Moravianthulex website and consultation services, you accept and agree to be bound by these terms and conditions

If you do not agree with any part of these terms, please discontinue use of our services

Definitions

For the purposes of these terms, the following definitions apply:

• • "Services": Financial planning consultation services provided by Moravianthulex
• • "User" or "You": Any individual who accesses or uses our website and consultation services
• • "Company" or "We": Moravianthulex and its authorized representatives
• • "Personal Information": Any information that identifies or can identify an individual user

Use of Services

Our consultation services are provided subject to the following conditions:

Permitted Uses

• • Accessing consultation services for personal financial planning purposes
• • Using website information for understanding our service offerings
• • Communicating with our consultants for legitimate business purposes

Prohibited Uses

• • Using services for illegal or fraudulent activities
• • Sharing access credentials with unauthorized third parties
• • Attempting to disrupt or damage our website or systems
• • Misrepresenting your identity or financial information during consultations

User Responsibilities

As a user of our services, you are responsible for:

• • Providing accurate and complete information during consultations
• • Maintaining the confidentiality of any account credentials
• • Complying with all applicable Canadian laws and regulations
• • Notifying us of any changes to your contact information
• • Using consultation advice responsibly and seeking additional professional guidance when appropriate

Payment Terms

The following terms apply to payment for our consultation services:

• • Monthly subscription fee of $250 CAD plus applicable taxes
• • Payments are processed automatically on the same date each month
• • All fees are non-refundable unless otherwise specified
• • Late payment may result in suspension of consultation services

Intellectual Property

All content, trademarks, and intellectual property on this website remain the property of Moravianthulex or its licensors

Users may not reproduce, distribute, or create derivative works without express written permission

Privacy and Data Protection

Your use of our services is governed by our Privacy Policy, which forms an integral part of these terms and conditions

Our Data Protection Officer oversees privacy compliance and handles data-related inquiries

Service Disclaimers

Our consultation services are provided "as is" without warranties of any kind, express or implied

We do not guarantee specific financial outcomes or results from following consultation recommendations

Individual results may vary.

Limitation of Liability

To the maximum extent permitted by Canadian law, Moravianthulex limits its liability for any damages arising from the use of our services

We exclude liability for indirect, consequential, or punitive damages regardless of the cause of action

User Indemnification

Users agree to indemnify and hold Moravianthulex harmless from claims arising from their use of our services or violation of these terms

Termination of Services

We reserve the right to terminate or suspend your access to our services for the following reasons:

• • Violation of these terms and conditions
• • Non-payment of subscription fees
• • Fraudulent or illegal activity

Dispute Resolution

Any disputes arising from these terms will be resolved through the following process:

Governing Law

These terms are governed by the laws of Canada and the Province of Ontario, without regard to conflict of law principles

Severability

If any provision of these terms is found invalid, the remaining provisions will continue to be enforceable

Entire Agreement

These terms constitute the entire agreement between you and Moravianthulex regarding the use of our services

Changes to Terms

We reserve the right to modify these terms at any time. Material changes will be communicated through our website or direct notification

Contact Details

For questions about these terms and conditions, contact us at info@moravianthulex.com or +1 403 790 79 46